BE610-5-AU-CO:
Introduction to Banking
2023/24
Essex Business School
Colchester Campus
Autumn
Undergraduate: Level 5
Current
Thursday 05 October 2023
Friday 15 December 2023
15
12 September 2023
Requisites for this module
BE300 or BE303 or EC111 or IA712
(none)
(none)
(none)
BE632
BSC N390 Banking and Finance,
BSC N391 Banking and Finance (Including Foundation Year),
BSC N392 Banking and Finance (Including Placement Year),
BSC NH90 Banking and Finance (Including Year Abroad)
This module is an introduction to both theoretical and practical issues related to the modern banking business.
The aims of this module are:
- To introduce basic concepts of banking.
- To provide students with an understanding of the role of financial intermediation.
- To overview the tools of analysis of banking activities. Special attention will be paid to regulatory issues.
By the end of this module, students will be expected to be able to:
- Explain the differences between banks, other financial intermediaries and financial markets.
- Explain the role and functions of central banks.
- Analyse and interpret basic banks’ financial statements, identify banking risks and elementary risk management techniques.
- Critically evaluate why banks need regulation and distinguish between the different types of regulation.
- Appraise the current and future issues affecting the banking sector.
Skills for Your Professional Life (Transferable Skills)
By the end of this module, students should be able to:
- Synthesise and bring together concepts and ideas.
- Evaluate evidence.
- Develop data analysis skills.
- Analyse financial data.
- Demonstrate motivation to succeed.
- Develop Eesay writing skills.
- Work with data interactively (dashboards, databases).
- Understand concepts and methodologies used to explain the behaviour of different financial market participants and the functioning of different financial market types
This module begins with an overview of the role and genesis of the financial system and the nature of financial intermediation. It covers the main characteristics and types of banks (e.g., commercial and mutual, retail and wholesale) and analyses recent trends and developments in relation to both domestic and international banking markets. The module also explores the main items contained in banks' financial statements and discusses main risks of banking, with particular reference to elementary risk management techniques. Special attention is paid to central banking and the rationale for bank regulation at both national and international levels.
This module will be delivered via:
- One 2-hour lecture per week.
- One 1-hour seminar per fortnight.
Students are expected to do relevant reading and preparation before the lecture. It is strongly recommended that you also do additional reading to supplement the lecture material.
The above list is indicative of the essential reading for the course.
The library makes provision for all reading list items, with digital provision where possible, and these resources are shared between students.
Further reading can be obtained from this module's
reading list.
Assessment items, weightings and deadlines
| Coursework / exam |
Description |
Deadline |
Coursework weighting |
| Coursework |
My Lab Weekly Assignments |
|
17% |
| Coursework |
In Class Test - FINAL MARK |
|
83% |
| Coursework |
In Class Test One |
|
0% |
| Coursework |
In Class Test Two |
|
0% |
| Exam |
Main exam: In-Person, Open Book, 120 minutes during Summer (Main Period)
|
| Exam |
Reassessment Main exam: In-Person, Open Book, 120 minutes during September (Reassessment Period)
|
Additional coursework information
The coursework comprises:
- My Lab Weekly Assignments (17%)
- In-class test (essay-based questions, open book, excluding electronic devices) 83%.
Exam format definitions
- Remote, open book: Your exam will take place remotely via an online learning platform. You may refer to any physical or electronic materials during the exam.
- In-person, open book: Your exam will take place on campus under invigilation. You may refer to any physical materials such as paper study notes or a textbook during the exam. Electronic devices may not be used in the exam.
- In-person, open book (restricted): The exam will take place on campus under invigilation. You may refer only to specific physical materials such as a named textbook during the exam. Permitted materials will be specified by your department. Electronic devices may not be used in the exam.
- In-person, closed book: The exam will take place on campus under invigilation. You may not refer to any physical materials or electronic devices during the exam. There may be times when a paper dictionary,
for example, may be permitted in an otherwise closed book exam. Any exceptions will be specified by your department.
Your department will provide further guidance before your exams.
Overall assessment
Reassessment
Module supervisor and teaching staff
Dr Jose Linares Zegarra, email: jmlina@essex.ac.uk.
Dr Jose Liñares-Zegarra and Dr Mehmet Furkan Karaca
ebsugcol@essex.ac.uk
No
Yes
No
Dr Hf Guo
University of Durham
Assistant Professor in Finance
Available via Moodle
Of 30 hours, 26 (86.7%) hours available to students:
0 hours not recorded due to service coverage or fault;
4 hours not recorded due to opt-out by lecturer(s), module, or event type.
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