BE610-5-AU-CO:
Introduction to Banking

The details
2021/22
Essex Business School
Colchester Campus
Autumn
Undergraduate: Level 5
Current
Thursday 07 October 2021
Friday 17 December 2021
15
26 October 2021

 

Requisites for this module
BE300 or EC111 or IA712
(none)
(none)
(none)

 

BE632

Key module for

BSC N390 Banking and Finance,
BSC N391 Banking and Finance (Including Foundation Year),
BSC N392 Banking and Finance (Including Placement Year),
BSC NH90 Banking and Finance (Including Year Abroad)

Module description

This module is an introduction to both theoretical and practical issues related to the modern banking business. The module begins with an overview of the role and genesis of the financial system and the nature of financial intermediation. It covers the main characteristics and types of banks (e.g. commercial and mutual, retail and wholesale) and analyses recent trends and developments in relation to both domestic and international banking markets. The module also explores the main items contained in banks' financial statements and discusses main risks of banking, with particular reference to elementary risk management techniques. Special attention is paid to central banking and the rationale for bank regulation at both national and international levels.

Module aims

The aim of this module is to introduce basic concepts of banking, to provide students with an understanding of the role of financial intermediation and to overview the tools of analysis of banking activities. Special attention will be paid to regulatory issues.

Module learning outcomes

On successful completion of the module, students will be able to:

• Explain the differences between banks, other financial intermediaries and financial markets.
• Explain the role and functions of central banks.
• Analyse and interpret basic banks’ financial statements, identify banking risks and elementary risk management techniques.
• Critically evaluate why banks need regulation and distinguish between the different types of regulation.
• Appraise the current and future issues affecting the banking sector.

Module information

Skills for Your Professional Life (Transferable Skills)

Upon successful completion of the module, students should be able to:

* Improve their research skills through the use of Google Scholar search platform.
* Develop their critical thinking through the use of recent article journals.
* Improve their data analytical skills through the analysis of publicly available banking data.
* Improve awareness of recent developments in the banking sector.

Learning and teaching methods

1 two-hour lecture per week for ten consecutive weeks. You are expected to do relevant reading and preparation before the lecture. It is strongly recommended that you also do additional reading to supplement the lecture material.

Bibliography

This module does not appear to have a published bibliography for this year.

Assessment items, weightings and deadlines

Coursework / exam Description Deadline Coursework weighting
Coursework   My Lab Weekly Assignments    17% 
Coursework   Take home Assessment    83% 
Exam  Main exam: 24hr during Summer (Main Period) 

Exam format definitions

  • Remote, open book: Your exam will take place remotely via an online learning platform. You may refer to any physical or electronic materials during the exam.
  • In-person, open book: Your exam will take place on campus under invigilation. You may refer to any physical materials such as paper study notes or a textbook during the exam. Electronic devices may not be used in the exam.
  • In-person, open book (restricted): The exam will take place on campus under invigilation. You may refer only to specific physical materials such as a named textbook during the exam. Permitted materials will be specified by your department. Electronic devices may not be used in the exam.
  • In-person, closed book: The exam will take place on campus under invigilation. You may not refer to any physical materials or electronic devices during the exam. There may be times when a paper dictionary, for example, may be permitted in an otherwise closed book exam. Any exceptions will be specified by your department.

Your department will provide further guidance before your exams.

Overall assessment

Coursework Exam
30% 70%

Reassessment

Coursework Exam
0% 100%
Module supervisor and teaching staff
Dr Jose Linares Zegarra, email: jmlina@essex.ac.uk.
Dr Jose Linares-Zegarra
ebsugcol@essex.ac.uk

 

Availability
Yes
Yes
No

External examiner

Prof Christos Ioannidis
Aston University
Professor
Resources
Available via Moodle
Of 55 hours, 51 (92.7%) hours available to students:
4 hours not recorded due to service coverage or fault;
0 hours not recorded due to opt-out by lecturer(s), module, or event type.

 

Further information
Essex Business School

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