Introduction to Banking

The details
Essex Business School
Kaplan Singapore
Full Year
Undergraduate: Level 5
Thursday 05 October 2023
Friday 28 June 2024
06 July 2023


Requisites for this module



Key module for

BSC N420JS Accounting and Finance,
BSC N420NS Accounting and Finance,
BSC N390JS Banking and Finance,
BSC N390NS Banking and Finance

Module description

This module is an introduction to both theoretical and practical issues related to the modern banking business.

Module aims

The aims of this module are:

  • To introduce basic concepts of banking.

  • To provide students with an understanding of the role of financial intermediation.

  • To overview the tools of analysis of banking activities. Special attention will be paid to regulatory issues.

Module learning outcomes

By the end of this module, students will be expected to be able to:

  1. Explain the differences between banks, other financial intermediaries and financial markets.

  2. Explain the role and functions of central banks.

  3. Analyse and interpret basic banks’ financial statements, identify banking risks and elementary risk management techniques.

  4. Critically evaluate why banks need regulation and distinguish between the different types of regulation.

  5. Appraise the current and future issues affecting the banking sector.

Skills for Your Professional Life (Transferable Skills)

By the end of this module, students should be able to:

  1. Synthesise and bring together concepts and ideas.

  2. Evaluate evidence.

  3. Develop data analysis skills.

  4. Analyse financial data.

  5. Demonstrate motivation to succeed.

  6. Develop Eesay writing skills.

  7. Work with data interactively (dashboards, databases).

  8. Understand concepts and methodologies used to explain the behaviour of different financial market participants and the functioning of different financial market types

Module information

This module begins with an overview of the role and genesis of the financial system and the nature of financial intermediation. It covers the main characteristics and types of banks (e.g., commercial and mutual, retail and wholesale) and analyses recent trends and developments in relation to both domestic and international banking markets. The module also explores the main items contained in banks' financial statements and discusses main risks of banking, with particular reference to elementary risk management techniques. Special attention is paid to central banking and the rationale for bank regulation at both national and international levels.

Learning and teaching methods

This module will be delivered via:

  • One 2-hour lecture per week.
  • One 1-hour seminar per fortnight.

Students are expected to do relevant reading and preparation before the lecture. It is strongly recommended that you also do additional reading to supplement the lecture material.


The above list is indicative of the essential reading for the course.
The library makes provision for all reading list items, with digital provision where possible, and these resources are shared between students.
Further reading can be obtained from this module's reading list.

Assessment items, weightings and deadlines

Coursework / exam Description Deadline Coursework weighting
Exam  Reassessment Main exam: Remote, Open Book, 120 minutes during September (Reassessment Period) 

Exam format definitions

  • Remote, open book: Your exam will take place remotely via an online learning platform. You may refer to any physical or electronic materials during the exam.
  • In-person, open book: Your exam will take place on campus under invigilation. You may refer to any physical materials such as paper study notes or a textbook during the exam. Electronic devices may not be used in the exam.
  • In-person, open book (restricted): The exam will take place on campus under invigilation. You may refer only to specific physical materials such as a named textbook during the exam. Permitted materials will be specified by your department. Electronic devices may not be used in the exam.
  • In-person, closed book: The exam will take place on campus under invigilation. You may not refer to any physical materials or electronic devices during the exam. There may be times when a paper dictionary, for example, may be permitted in an otherwise closed book exam. Any exceptions will be specified by your department.

Your department will provide further guidance before your exams.

Overall assessment

Coursework Exam
30% 70%


Coursework Exam
30% 70%
Module supervisor and teaching staff
Dr Jose Linares Zegarra, email:



External examiner

No external examiner information available for this module.
Available via Moodle
No lecture recording information available for this module.


Further information
Essex Business School

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