Module Directory

Financial technology (FinTech) is rapidly changing the financial services industries. The module introduces FinTech by analysing its impact on major banking and financial activities.

The module illustrates the effect of FinTech on lending activities (P2P lending, crowdfunding), credit evaluation tools (big data, machine learning and artificial intelligence tools), investment activities (trading and robo-advising), payments (crypto currencies and new payment tools), and insurance (InsureTech).

The aims of this module are:

• provide students with an in-depth understanding of recent FinTech developments and their impact on the financial services industries;


• provide students with an in-depth understanding of technology innovations, as machine learning, artificial intelligence and blockchain, influencing banking and financial services;


• provide students with an in-depth understanding of developments in payments, as cryptocurrencies and new services;


• provide students with an in-depth understanding of alternative lending technologies tools and new techniques for assessing credit standing;


• provide students with an in-depth understanding of innovative investment services;


• to apply machine learning in robo-advising and FinTech;


• provide students with an in-depth understanding of ethical and regulatory issues in FinTech

By the end of the module, students will be expected to:

1. Demonstrate a systematic overview of technology innovations and their application in banking and finance;


2. Comprehend the contribution provided by complex technology advances (as artificial intelligence and machine learning) to the assessment of a borrower’s credit standing;


3. Accurately and critically evaluate the pros and cons of robo-advising and new investment tools


4. Demonstrate a sound understanding of cryptocurrencies and new payment services;


5. Understand the functioning and contribution provided to non-financial corporation alternative lending, as P2P lending, crowdfunding;


6. Demonstrate familiarity with Ethical and regulatory issues in FinTech.

Transferable Skills

• Improve your research skills through the use Google Scholar search platform;


• Develop your critical thinking through the use of recent article journals;


• Enhance your written communication skills through writing assignment.

Indicative syllabus

• Introduction to Fintech


• Technology Risk Management


• Lending: Alternative channels, Crowdfunding, and P2P Technology


• Blockchain and Applications


• Artificial Intelligence, Machine Learning and Application Programming Interface


• Payments: Crypto-Currencies and New Payments Services


• Cyber Risk


• Insurtech

This module will be delivered via:

• Ten 2-hour lectures

The main aims of the lectures are to stimulate your intellectual interest in the subject and to provide you with a structured treatment of the more technical material and a framework to facilitate your private study.

Although lectures are not designed as interactive, you may have the opportunity in lectures to raise issues and confirm your understanding of the analysis where appropriate.