Cost of living

The cost of living crisis in the UK is likely to impact all of us. From energy bills to food costs, prioritising your money is more important now than ever.

We know that students with experience of the care system, disabled students, those with health conditions or caring responsibilities, and international students may face particular challenges. If you are worried about how you’ll manage to pay for everything you need to, we have a range of guidance and support to help.

Read more about how the University and the Students' Union are supporting students during the cost of living crisis.

Loans, bursaries and funding

Direct financial support is available to those students who meet the required criteria. If you are in danger of struggling financially and fear that it may affect your studies, please contact our team and read on to discover more about the loans, bursaries and funding available.

We update these pages regularly at the start of each new academic year, so if the current year's submission is closed for new applications do check back regularly.

Advice, guidance and resources

For those students who need some advice and guidance to help them manage and balance their finances, the University and the Student Union provide a range of different guidance for you. Don't forget you can always chat to the Student Services Hub at any time should you have concerns, difficulties or looking for guidance.

Finding a job

Across the University there are a range of different job opportunities that are available for our students to help support you financially during your time at Essex, and also prepare you for your future career after you graduate. From working within one of our catering outlets to helping our students settle in to their accommodation with our Residence Life Team, there is something for everyone.

How much does University cost? 

Beyond the academic fees you’ll pay for your programme, the other main costs are living expenses. Where you choose to live will play a big part in determining how much money you’ll need while you’re studying at Essex.

Accommodation and other living costs

An estimate of living costs for a typical Essex student is shown below by campus. The figures are intended as a guide only and will vary depending on individual lifestyle, circumstances, and can vary due to the inflation rate and your course.

Colchester

Accommodation

University accommodation 

Prices are based on the room rate for Colchester Campus accommodation 2023-24.

  Weekly  Monthly  Academic year 
Undergraduate  £105 - £215  £456 - £930  £4,110 - £8,372
(39 weeks) 
Postgraduate  £117 - £258  £507 - £1,119  £5,855 - £12,917
(50 weeks) 

Shared private rented accommodation

The following prices are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation. Household bills include gas, electricity, water, broadband, and a TV licence.

Costs  Weekly  Monthly  Per year 
Rent  £174  £749  £8,988 
Bills  £15  £64  £768

Other living costs 

The prices below for food, course materials, going out, socialising, clothes, shopping and health and wellbeing are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation.

Costs  Weekly  Monthly  Academic year
(39 weeks) 
Academic year
(50 weeks) 
Food  £31  £135  £1,209  £1,550
Course materials  £2  £9  £78  £100 
Going out, socialising, clothes, shopping  £14  £58  £546  £700 
Health and wellbeing  £3  £11  £117  £150 
Mobile phone (typical plan) £2  £9  £78  £100 
Student bus pass £15 £54  £207  £207 
Total £67  £267 £2,613 £3,350

Accommodation

University accommodation 

Prices are based on the room rate for Colchester Campus accommodation 2023-24.

  Weekly  Monthly  Academic year 
Undergraduate  £105 - £215  £456 - £930  £4,110 - £8,372
(39 weeks) 
Postgraduate  £117 - £258  £507 - £1,119  £5,855 - £12,917
(50 weeks) 

Shared private rented accommodation

The following prices are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation. Household bills include gas, electricity, water, broadband, and a TV licence.

Costs  Weekly  Monthly  Per year 
Rent  £174  £749  £8,988 
Bills  £15  £64  £768

Other living costs 

The prices below for food, course materials, going out, socialising, clothes, shopping and health and wellbeing are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation.

Costs  Weekly  Monthly  Academic year
(39 weeks) 
Academic year
(50 weeks) 
Food  £31  £135  £1,209  £1,550
Course materials  £2  £9  £78  £100 
Going out, socialising, clothes, shopping  £14  £58  £546  £700 
Health and wellbeing  £3  £11  £117  £150 
Mobile phone (typical plan) £2  £9  £78  £100 
Student bus pass £15 £54  £207  £207 
Total £67  £267 £2,613 £3,350

Southend

Accommodation

University accommodation 

Prices are based on the room rate for University Square accommodation 2023-24.

  Weekly  Monthly  Academic year 
Undergraduate  £137 - £208  £593 - £899  £5,752 - £8,717
(42 weeks) 
Postgraduate  £153 - £189  £663 - £818  £7,655 - £9,442
(50 weeks) 

Shared private rented accommodation

The following prices are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation. Household bills include gas, electricity, water, broadband, and a TV licence.

Costs  Weekly  Monthly  Annually 
Rent  £174  £753  £9,041
Bills  £15  £64  £764 

Other living costs

The prices below for food, course materials, going out, socialising, clothes, shopping and health and wellbeing are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation.

Costs  Weekly  Monthly  Academic year
(42 weeks) 
Academic year
(50 weeks) 
Food  £31  £135  £1,302 £1,550
Course materials  £2  £9  £84  £100 
Going out, socialising, clothes, shopping  £14  £58  £588 £700 
Health and wellbeing  £3  £11  £126 £150 
Mobile phone (typical plan) £2  £9  £84 £100 
Student bus pass £10 £42 £408 £486 
Total £62  £264 £2,592 £3,086

Accommodation

University accommodation 

Prices are based on the room rate for University Square accommodation 2023-24.

  Weekly  Monthly  Academic year 
Undergraduate  £137 - £208  £593 - £899  £5,752 - £8,717
(42 weeks) 
Postgraduate  £153 - £189  £663 - £818  £7,655 - £9,442
(50 weeks) 

Shared private rented accommodation

The following prices are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation. Household bills include gas, electricity, water, broadband, and a TV licence.

Costs  Weekly  Monthly  Annually 
Rent  £174  £753  £9,041
Bills  £15  £64  £764 

Other living costs

The prices below for food, course materials, going out, socialising, clothes, shopping and health and wellbeing are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation.

Costs  Weekly  Monthly  Academic year
(42 weeks) 
Academic year
(50 weeks) 
Food  £31  £135  £1,302 £1,550
Course materials  £2  £9  £84  £100 
Going out, socialising, clothes, shopping  £14  £58  £588 £700 
Health and wellbeing  £3  £11  £126 £150 
Mobile phone (typical plan) £2  £9  £84 £100 
Student bus pass £10 £42 £408 £486 
Total £62  £264 £2,592 £3,086

Loughton

Accommodation and other living costs 

Both undergraduate and postgraduate students at East 15 will have additional costs (.pdf) on top of the costs outlined below. The additional costs are due at the point of admission.

The prices below for food, course materials, going out, socialising, clothes, shopping and health and wellbeing are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation. Household bills include gas, electricity, water, broadband, and a TV licence.

Shared privately rented accommodation

Costs  Weekly  Monthly  Annually 
Rent  £174  £753  £9,041 
Bills  £15  £64  £764 
Total £189  £817 £9,805 

Other living costs

Costs  Weekly  Monthly  Academic year
(39 weeks) 
Academic year
(50 weeks) 
Food  £31  £135  £1,209  £1,550 
Course materials  £2  £9  £78  £100 
Going out, socialising, clothes, shopping  £14  £58  £546  £700 
Health and wellbeing  £3  £11  £117  £150 
Mobile phone (typical plan) £2  £9  £78 £100 
Student bus pass £9  £39  £351  £450 
Total £61  £261  £2,379  £3,050 

Accommodation and other living costs 

Both undergraduate and postgraduate students at East 15 will have additional costs (.pdf) on top of the costs outlined below. The additional costs are due at the point of admission.

The prices below for food, course materials, going out, socialising, clothes, shopping and health and wellbeing are based on the Save the Student survey for 2022 and uprated by 10% to reflect the current rate of inflation. Household bills include gas, electricity, water, broadband, and a TV licence.

Shared privately rented accommodation

Costs  Weekly  Monthly  Annually 
Rent  £174  £753  £9,041 
Bills  £15  £64  £764 
Total £189  £817 £9,805 

Other living costs

Costs  Weekly  Monthly  Academic year
(39 weeks) 
Academic year
(50 weeks) 
Food  £31  £135  £1,209  £1,550 
Course materials  £2  £9  £78  £100 
Going out, socialising, clothes, shopping  £14  £58  £546  £700 
Health and wellbeing  £3  £11  £117  £150 
Mobile phone (typical plan) £2  £9  £78 £100 
Student bus pass £9  £39  £351  £450 
Total £61  £261  £2,379  £3,050 

Course materials

There is no need to buy books, all the essential reading for each module on your course is provided in online reading lists by the University of Essex Library Services. Many of your essential reading list items will also be found in our physical library spaces.

Our libraries also provide access to hundreds of online e-books, journals, databases and subscription services for students, as well as providing physical books and journals associated with each of the subject areas studied and taught at Essex to support further reading and research.

Course materials can differ from course to course, please check with your department regarding the materials required for your course.

Laptop

Laptops come in various specifications and can be affordable, with prices ranging from £200-£500 for basic tasks like note-taking and occasional document work. However, it's important to consider the requirements of your course as you may need to invest in a more expensive laptop.

Dependants

If you have dependants, your cost of living will be considerably higher and vary based on your choice of accommodation and the size of your family. If you have a family, there is a wide range of information, support and advice available.

Planning your budget

The above costs are based on estimates and averages. Most students will need to budget for additional costs such as clothing, subscriptions, socialising and items you may not being able to bring with you or haven’t had to buy before such as kitchen, bedding and electrical items. It’s important to budget and manage your money.

Postgraduate research

There are additional fees and costs associated with postgraduate research courses.

International students

If you are applying for a student visa to study in the UK, you'll need to demonstrate that you have sufficient funds in place to cover your tuition fees and living costs in line with the requirements outlined in the immigration rules. The amount of money you must have available for living expenses depends on the length of your course and differs from the information above.

When coming to the UK to study, there are additional charges that you will need to consider as an international student. These include the visa application fee, the healthcare premium, and the supporting financial documents required for your visa application. Find out more about how to get a student visa.

Two woman talking at a helpdesk
Need help?

If you need any further help and advice, please contact or visit the Student Services Hub who will be happy to assist you.